Borrow against what your home will be worth after the renovation — without refinancing your mortgage.
Takes minutes. Does not impact your credit score.
So the island shrinks. The primary suite waits. The addition becomes a maybe.
Financing lets you build it once, properly, at today's prices.
Borrow More - based on your after-renovation value, up to 90%
Longest Terms, Lowest Rates - terms up to 20 years
No Refinancing Required - keep your existing mortgage (on certain products)
10x Easier Than a Construction Loan - no draws, no inspections, no contractor involvement
The scope stays whole. One coordinated project instead of three phases.
Finishes stop being the compromise. Custom cabinetry is often a modest payment difference, not a different project.
Your low mortgage rate stays untouched. No refinance required.

A traditional loan looks at what your home is worth today. A RenoFi Loan looks at what it will be worth finished.
Options may vary by location and available lender.
We make remodeling your basement simple, collaborative, and
exciting from your first idea to final walkthrough.
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Financing only works when you trust the number you’re financing. Ours is published.

One credit-safe check tells you what it takes to start.